Short-Term Flat Fee Engagements

Some people aren't looking for an ongoing advisory relationship — they just need a solid plan. If that's you, a flat fee engagement might be exactly what you need.

Heads up: There are no flat fee openings available in 2026. Check back later this year for 2027 availability.

Is this right for you?

  • When can I retire?

  • Do I have enough?

  • What kind of lifestyle can I afford?

  • How will I create my paycheck in retirement?

  • How should my assets be allocated?

  • What are the risks, and how should I prepare for them?

  • Will I run out of money?

  • What am I missing?

How it Works

Over a series of Zoom meetings, you'll work one-on-one with one of our retirement planning specialists to build a plan tailored to your unique vision of retirement. We'll walk through our proven ARM planning process together — helping you create a retirement plan that's Feasible, Resilient, and Optimized.

This isn't a generic template. It's a personal collaboration built around your numbers, your goals, and your life.

What You’ll Walk Away With

Your Retirement Plan

A clear picture of where you stand and where you're headed:

Aligns your values and retirement vision with your resources

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Captures the feasibility of your plan

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Stress-tests your plan against bad market returns, higher-than-expected inflation, longevity, and premature death

Your Retirement Policy Statement

Your primary guide as retirement unfolds:

Recommends portfolio adjustments to keep you aligned with your goals

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Outlines your Cash Flow Plan — which accounts to draw from and when

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Serves as your decision-making reference point when life throws curveballs

Your Success Checklist

A practical action plan organized by timeframe — what to do now, monthly, quarterly, semi-annually, annually, and at key milestones — so nothing falls through the cracks.

The Investment: $12,500

Payment is collected in two installments. The first is due before services begin. The second is due before delivery of your draft Retirement Policy Statement.

After Your Plan is Complete

Once your first plan is finished — and remember, a good retirement plan is always a work in progress — we'll schedule a 60-Day Follow Up to answer your questions and help with anything where you're feeling stuck.